Final salary pension advice


The introduction of pension freedoms in April 2015 and growing funding issues in the final salary (defined benefit) pension market have led pensions to become a key area of concern for many people.

This is a highly regulated area and few advisers are both qualified and willing to give advice in this area. If you need guiding through your final salary pension options, Ginkgo Financial is a safe choice because we offer:

Top-level expertise

  • Daren is a Chartered Financial Planner – the gold standard qualification, issued by the Chartered Institute of Insurers
  • Daren is a qualified pension transfer specialist

Robust backing

  • Ginkgo Financial Ltd is an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority.

Substantial experience

  • We have been active in this market since it began and have advised well over 100 clients on their options
  • Many other financial advisers choose us to support their own clients on this very complex and detailed process

Risk warnings

  • Transferring out of a final salary pension is unlikely to be in the best interests of most people.
  • The value of pensions can fall as well as rise, you may get back less than you invested.

Click Here to download Pension Freedom Guide.